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Bad Credit Car
Loan
So you've got bad credit and need a car loan.
Life just getting in the way of the fun? Ever wish you'd won the
lottery and could just forget about that ten-keg party you put on
the ol' credit card as a gift to the frat house?
Now you've been out of college for two years, met the girl of your
screams and want to start your own version of The Addams Family? But
you're out of dough, short on flow, and worried that the company
you're trying to get a job at just won't hire you if they do a
credit check and find out you've bought $500 worth of edible
underwear and never even paid the credit card company back?
What's worse, you know you've got bad credit and you need a car
loan? Ah, brother, sister, I've been there, and can tell you it's no
joy even contemplating explaining the situation to your older
sibling or your parents for an emergency bailout -for the third
time, no less.
The simple fact, though, is you're an adult now, and you want to
feel like an adult. This includes all of the trappings of adulthood.
Forget the new skateboard or bling-bling that used to feel so cool.
Fact is, there is little that is greater than a car. And that's what
you've just GOT to have. Hell, it's gonna get you to and fro work,
isn't it, so it's an investment (besides just being down-right
snappy-cool). So down to brass tacks.
The fact is, bad credit, when wanting a car loan or any sort of
loan, is bullocks to the mind, a real hassle. It's time to get your
business all in one sock, put the beer down for awhile, and screw
your head on just a little tighter.
Since you've got bad credit and want a car loan, a car itself, and
everything else that goes with this (no, not just air conditioning
and power windows -I mean girls, guys, trips to the Sierras,
whatever your taste), it's time to play adult, at least for awhile.
This means getting all the money you've got loaned out to your
friends, back into your pocket.
Once you've got a little stashed away for a rainy day, put on your
rubber boots, the downpour's here. Of course, there's two ways to do
anything, the right way, and the fast way. If you wanted the right
way, let's face it, you wouldn't still be reading. So...
The fast way. Bad credit does not make for a car loan, right? Well,
the quick way around this is going to a credit fix-it company. You
know the ones: advertise late at night so they can bottom-feed on
people just like you and me who have no credit left so are stuck
watching the tube and hoping for a life.
The fact is that all these companies do is what you could probably
do yourself. Hell, you're resourceful, you're intelligent, you've
got $500 worth of edible underwear ready for wear or whatever (well,
at least half of it's survived the last party). See, even if you do
have bad credit, a car loan's not so far away. Almost as close as
that beer calling you from the next room.
Clean up your credit, one way or another. Only know one thing -well,
two things, actually. Not paying your credit back -no matter how you
clean up your credit reports or think about it, is theft. Don't do
it. Too much. Also, next time you throw a killer party, remember to
say one word, and your credit report will thank you all the more for
it: B.Y.O.B. Bad credit? Forget about it: now go get that car loan!
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